.Union Financing Administrator Nirmala Sitharaman3 min checked out Last Updated: Aug 28 2024|12:15 AM IST.On the eve of the 10th wedding anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Finance Official Nirmala Sitharaman announced that the federal government intends to open over 30 thousand brand new PMJDY profiles throughout 2024-25.Briefing reporters, Sitharaman revealed that as of August 14, 2024, a total amount of 531.3 million Jan-Dhan profiles have actually been opened given that the scheme's launch a many years earlier, along with an increasing deposit balance of Rs 2.3 mountain.The normal balance every account has improved from Rs 1,065 in March 2015 to Rs 4,352 as of August 16, 2024. Approximately 80 per-cent of these accounts are actually presently energetic." PMJDY has played a crucial job throughout the astronomical, especially for women," said Sitharaman.Despite the allocation for zero equilibrium and the lack of a minimal equilibrium need, only 8.4 percent of the accounts preserve a zero equilibrium. The plan has been actually particularly reliable in non-urban and semi-urban regions, where 66.6 per-cent of the accounts are located.As of August 14, 2024, ladies account owners embody 55.6 per-cent of the overall accounts, totaling up to 295.6 thousand accounts, depending on to the Ministry of Finance.
Presently, 99.95 per cent of all populated villages have financial centers readily available within a 5-kilometre distance with various touchpoints, featuring banking company divisions, automated bank employee machines, financial reporters, and India Post Settlements Banking Company.As of August 14, 2024, there more than 1.73 billion surgical CASA (current account money market account) profiles in the country, consisting of much more than 530 million important PMJDY accounts.Regarding social safety and security schemes, Sitharaman highlighted that over 200 thousand cumulative enrolments have supplied life insurance coverage of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, along with an annual fee of Rs 436.In addition, over 450 thousand collective enrolments have supplied 1 year unintentional cover of Rs 2 lakh (for fatality or long-term overall special needs) as well as Rs 1 lakh (for permanent limited special needs) under the Pradhan Mantri Suraksha Bima Yojana, along with a premium of Rs 20 annually.The Atal Pension account Yojana has registered over 68 thousand users.In relations to credit-linked programs, Sitharaman mentioned that under the Pradhan Mantri Mudra Yojana, 489.2 million increasing lendings amounting to Rs 29.93 mountain (since July 12, 2024) have been actually accredited to deliver collateral-free institutional money to small and also business units approximately Rs 10 lakh for income-generating activities.Under the Stand Up India Program, 236,000 increasing lendings completing Rs 53,609 crore (as of July 15, 2024) have been accredited to Booked Caste, Scheduled Tribe, and ladies entrepreneurs for putting together greenfield jobs.In addition, the Pradhan Mantri SVANidhi scheme has allowed loans worth Rs 12,630 crore to 6.52 thousand road providers since August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) introduced on August 28, 2014.u00b7 PMJDY collective deposit difference of Rs 2.3 trillion.u00b7 There end 1.73 billion important CASA accounts.u00b7 Women account holders make up 55.6% of complete profiles.Very First Published: Aug 27 2024|9:37 PM IST.